Home Insurance

As a home owner, you cannot afford to be without home insurance. You never know when either a major or minor disaster will strike at home, and you need a comprehensive insurance policy to cover all eventualities. Whether to protect your home and buildings (for instance, your garage, shed, swimming pool) or your home contents and possessions, A+ Accuracy Insurance can offer you the broadest home protection insurance policies and give you peace of mind.

Request a free quote online or call us on 813-699-8468.

Your Home Insurance Policy – What Can Be Covered

The home homeowner's policy provides protection for the following:

• Your home and garage
• Your personal property : furniture, clothing, personal possessions, and appliances
• Other structures on your premises such as a permanent utility shed or an in-ground swimming pool
• Additional living expenses: when your home is uninhabitable (unlivable) because of a COVERED loss, the insurance will cover additional expenses over and above your usual living expenses

Liability: You may find yourself liable for physical or bodily injury or property damage as well if a property becomes uninhabitable. We will help you to choose an insurance policy that will assist with costs for lawsuits, medical payments and more.

Medical payment: this may be necessary because of injuries suffered either on your premises and/or by your actions.

Home Insurance Policies can also cover, but are not limited to:

• trees, shrubs and plants
• damage to property of others
• watercraft liability for most boats
• tree debris removal
• refrigerated property
• rekeying and replacement of locks
• power interruption

... and may also reward personal injury liability.

Damage to property

It is important to consider getting insurance to cover any aspects of property damage. These can include:

• fire
• lightning
• wind
• hail
• smoke damage
• theft
• vehicle damage
• aircraft damage
• vandalism
• glass and window breakage
• falling trees
• water and flood damage
• weight of snow
• ice
• frozen pipes and plumbing
• electrical damage to appliances
• explosions
• strikes
• riots
• damage to dwelling from chemicals or any other accidents
• accidental damage to building

Optional Coverage in home insurance policies

It is wise to insure treasured possessions, expensive items and luxury goods separately, and our home insurance policy can include additional coverage for property loss. Scheduled Personal Property cover can include items such as jewelry, musical instruments, silverware, fine arts, photographic equipment and personal computers. Our Personal Property replacement provides replacement cost coverage for your personal property if it is stolen, or damaged.

Earthquake Damage: Covers damage to your property resulting from an earthquake

Recreational Watercraft Liability: Covers your liability for outboard and inboard motors, jet skis and sailboats

Additional Residence Premise Liability: Provides liability for premises you may own or rent to others, up to four family rental properties.

Please note: Coverage may not apply in all policies and some exclusions and limitations may apply.

Why choose A+ Accuracy Insurance for your Home Insurance Policy

A+ Accuracy Insurance Agency Inc will ensure you have the right policy for your home and possessions, and we deal with the best rated carriers and policy providers.

We take pride in our quality, competitively priced, premium policies which provide the coverage for you and your family needs. We can also provide comprehensive insurance for your business.

Call us today at 813-699-8468 for more information or to request a free quote.